Important notice: We are currently experiencing issues with some of our services. Our team is actively working to resolve the issue. We apologise for any inconvenience and appreciate your patience.
Please note that all fees and limits are subject to variation, in accordance with the terms and conditions.
Click here for a PDF version of the fees.
| FEES (All fees are plus applicable taxes) | INR |
|---|---|
| Initial purchase and load fee^ | INR 100 |
| Reload fee^ | INR 50 |
| Additional Card linked to the same funds^ | INR 100 |
| Cash out / Refund fee per transaction^ | INR 100 |
|
USD / GBP / EUR / SGD / AUD / CAD / AED |
|
| ATM fee per withdrawal^ * a |
US$1.75 / £1.25 / €1.50 / SG$2.00 / AU$2.50 / CA$2.50 / AED6.50 |
| ATM Balance enquiry fee2 | Free |
| Purchase from merchant (e.g. shops and restaurants)a | Free |
| Monthly inactivity fee – debited from your Card if it has not been used for 12 months+ ^ |
USD 1.50 |
| Shortfall fee* |
USD 15.00 |
| Cash over the counter fee^ |
US$7.50 / £4.00 / €6.00 / SG$10 / AU$9.74 / CA$10.00 / AED30.00 |
| Replacement Card fee | Free |
| Cross Currency fee~ ^ | 3% |
^ Goods and Services Tax as applicable shall be charged.
* If the Currency of your transaction matches one of the Currencies on the Card and there are sufficient funds in that Currency to cover the whole transaction, the ATM fee for that Currency will be applied. If the Currency of your
transaction does not match one of the Currencies on the Card or there are insufficient funds in the relevant Currency to cover the whole transaction, then the USD ATM fee will be applied and will be converted into the last Currency being used to fund the transaction, at a foreign exchange rate determined by Mastercard on the day the transaction is processed.
2 A fee may be payable to the ATM operator for balance enquiries.
a Some ATM operators and merchants may charge a fee or set their own limits. Please confirm whether any fees or limits apply before making a withdrawal or purchase.
+ If, following the debit of any monthly inactivity fee, the Card Fund is less than the fee, we will waive the difference.
~ Where purchases and ATM withdrawals are made in a currency other than a Currency available on the Card or where there are insufficient funds in the relevant Currency to cover the whole transaction, the transaction currency will be converted to the available Currency (or Currencies) on the Card at an exchange rate determined by Mastercard on the day the transaction is processed, increased by 3% (the Cross Currency fee).
Click here for a PDF version of the limit.
| LIMITS3 | USD (for Currency equivalent) | |||
|---|---|---|---|---|
| Minimum amount you can load on your Card | US$200 | |||
| Maximum load/reload and maximum balance allowed on your Card at any one time | As prescribed by the Reserve Bank of India/FEMA guidelines from time to time, for the purpose of the visit abroad. | |||
| Maximum load over 12 month period** | As prescribed by the Reserve Bank of India/FEMA guidelines from time to time, for the purpose of the visit abroad. | |||
| Maximum amount you can withdraw from ATMs in any 24 hoursa | US$10,000 | |||
| Maximum amount that you can spend at merchants in any 24 hoursa | US$10,000 | |||
| Maximum amount you can withdraw as cash over the counter at banks in 24 hours | US$500 | |||
| OTHER | ||||
| Maximum number of Additional Cards linked to the same funds | 1 | |||
| Maximum number of active accounts that can be held at any one time | 1 | |||
| Card life | See Card for expiry date | |||
| Maximum PIN tries | 3 per 24 hours | |||
3 The limits shown refer to the USD equivalent of the total limits available on the Card (when combining all Currencies).
** The total amount you may load onto all prepaid cards issued to you by us during any twelve (12) month period.
a Some ATM operators and merchants may charge a fee or set their own limits. Please confirm whether any fees or limits apply before making a withdrawal or purchase.
